investment Archives

Dec162022 by Paul LinusNo Comments

New Year business marketing plan, strategy and goals

Business

A solid annual marketing plan is essential for businesses small or large. Without a structured plan or strategy for the year, it is difficult to effectively measure desired results and manage budgets throughout the year. The start of a new calendar or fiscal year is the perfect time to evaluate a previous year’s results, make strategy adjustments and formulate new annual marketing plans or goals for the coming year. If you don’t already have an existing marketing plan in place, this is the perfect time to start with a standard marketing plan template and build a more structured plan for the new year. Evaluate Previous Year Marketing Strategies and Plans Good annual marketing plans are constantly reviewed and adjusted based on market conditions, competitive analysis and overall...

Sep102022 by Paul LinusNo Comments

Using short term limit orders instead of market orders

Business

Limit orders are some of the most basic trades available to individual investors at discount trade websites. They have great utility, limiting how much can be spent in buying, and how little can be earned in selling shares of stock. Following is stock trading advice on using short term limit orders instead of market orders. Using Limit Orders in Stock Trading Limit orders are some of the most fundamentally important exchanges in investing. They buy at or below set prices, and sell at or above specified values. For instance, if a stock is trading at $5 per share, an investor could set a buy limit order to take on shares with a $4 limit price. The order will only fill if the stock drops, and shares can be taken on for $4 or less when the order is live. This type of order sells a...

May282022 by Paul LinusNo Comments

Financial planning: Saving is key to stable income for life

Finance

Smart financial planning revolves around saving money from your income. Fundamental financial wisdom for centuries has been to spend less than what you earn. But many people around the world either do not save at all, or even spend more than what they earn. So they borrow money on interest and accumulate debt. The result is that instead of earning interest on investments, they end up paying interest on borrowings. That creates the opposite of wealth creation, which is wealth erosion. Save a Percentage of Your Income You always have two choices in life. The first and the most tempting choice is that you spend all that you earn and live for today. But tomorrow when you retire, or go through a rough financial patch even before you retire, you will not have a financial cushion to sof...

Feb132022 by Paul LinusNo Comments

Retirement planning and superannuation

Lifestyle

Retirement is something we all tend to think about from time to time, but many of us are not particularly serious about saving for it. Generation Y, for instance, might laugh off suggestions that they need to consider investing for their golden years in the distant future. However the bitter truth remains that the Twenty-First Century is undoubtedly an economically evil era. Times are perpetually changing for the worst and job security is virtually a thing of the past. A stable nest egg in this day and age of global recession and heavy superannuation losses is critical, if not mandatory, for those of us who want to retire comfortably - especially for those of us young folk who want a stable retirement in the future. Superannuation is Important but not Guaranteed One of the wor...

Aug272021 by Paul LinusNo Comments

Investing in mutual funds is convenient way to diversify

Business

A mutual fund is a company that buys securities, which are stocks, bonds, money markets, etc. The company employs professional fund advisers that spend their days buying and selling the securities that will make them and their clients money. When an investor buys a share of a mutual fund, they are buying a share of that company. Mutual Funds Make Investing Convenient Every business show, investment section of a paper, investment articles online and in magazines explain that diversification is key to investing. Mutual funds make diversification automatic. Diversification is the dispersal of an investor's portfolio funds across different securities, industries, and growth objectives. Diversifying reduces the volatility of an investor's portfolio, and if one company tanks, the investor'...

Nov122020 by Paul LinusNo Comments

Tips on how to buy stocks online

Finance

Online stock investing allows investors to buy or sell stocks through an online stock broker. These stock brokers differ from traditional full service brokers, as they generally do not offer financial planning or stock picking advice. How Online Stock Investing Works Investors sign up for an account with an online stock broker service, then typically pay per transaction to buy or sell shares. Online stock brokers are also called discount brokers, as the fees are lower than those charged by full service brokers. However, online stock brokers are more buying and selling agents than financial advisers; the difference in price equates to a difference in the level of service provided. How to Get Started in Online Stock Investing and Purchasing Stocks Registration with an online ...