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Tag: auto insurance

Save money on comprehensive car insurance

Save money on comprehensive car insurance

Automobiles
For those with nice cars, comprehensive auto insurance should be strongly considered, as it is one type of optional coverage that helps to protect a car against all odds. Though it adds to the cost of monthly premiums, there are ways to save money on comprehensive car insurance. Following are some factors that can influence the cost of this type of coverage, and how drivers can save. What is Comprehensive Car Insurance Comprehensive auto insurance is a type of optional coverage that protects against the unexpected. Damages resulting from inclement weather, such as hail, flooding, and winds, as well as from so called "Acts of God," such as falling trees, and from theft and vandalism are payed for by this coverage. Though policies covering older cars might exclude this type of insu...
How to buy antique, classic auto insurance

How to buy antique, classic auto insurance

Automobiles
Standard auto insurance doesn’t provide enough coverage for a classic car or custom auto. Learn more about the unique policy coverages and discounts available for import cars, performance cars and sport cars available at classic car insurance companies. Types of Classic Cars, Custom Autos and Import Cars Covered by Classic Car Insurance Companies Classic car insurance companies provide rates for collector cars of almost any description. If a car is collectible, chances are there’s an insurance policy that will cover it. Sports cars, high performance cars, import cars and custom autos can all be insured by a classic car insurance company. Insurance Coverages for High Performance Cars, Exotic Autos and Antique Cars High performance cars, exotic autos and antique cars demand a s...
7 proven ways to save money on car insurance

7 proven ways to save money on car insurance

Automobiles
In America, just about everyone needs car insurance. It’s a legal requirement in most states that must be met before driving a vehicle. Dealing with car insurance can be tricky and frustrating, though, because there are so many factors to consider. And let’s face it, nobody really wants to fork over a few hundred dollars every month just to be able to drive the car that they already spent money on. Many people are adequately covered by their vehicle insurance policy, but do not realize that they may be paying more than necessary for what they’re getting in return. It's possible that other car insurance agencies out there are willing to provide the same quality of insurance at a lower price. Here are a few ways in which you can get the best insurance coverage for your car without ...
The Importance of the International Driving License

The Importance of the International Driving License

General
The purpose of an international driver's license is to provide convenience when driving in another country. It will alleviate your need for a driver's license if they have different license requirements than yours. Another great advantage of the International Driving Permit is that it is printed in 8 languages. It is written in the six official UN languages (English, French, Spanish, Russian, Arabic, and Chinese) plus German. The International Driving Permit is very important indeed, especially during an accident or when renting a car. In more than 200 countries, you cannot rent a car if you do not have this document. When you go to Europe, travel representatives will tell you that having an international driver's license is necessary and recommended for most countries. The in...
How to save money on auto insurance

How to save money on auto insurance

Automobiles
Everyone knows that auto insurance is required in this country, but not everyone knows how to save money when they buy it. Reducing monthly bills is important in today's economy, and here are some simple ways to save money and get the affordable auto insurance needed. Maintain a Quality Credit Score for Better Car Insurance Whenever it is important to get the best interest rates on anything, including credit cards, loans, mortgages, or insurance, always check credit scores first. Most insurance companies are looking at credit scores today and they do have a part in determining how much the auto insurance premiums will be. Take the time to make any corrections needed and then check back about five or six weeks later to ensure that the corrections have been made. Discover Cars w...
Tips: Credit score, insurance score and auto insurance premiums

Tips: Credit score, insurance score and auto insurance premiums

Automobiles
It's not that good or bad credit makes a driver a better driver; it's that insurance companies have found that individuals with poor credit tend to file more auto insurance claims with personal injury or vehicle damage compared to folks with good credit. Therefore, underwriters evaluate each driver's credit history to determine if a driver is considered a high risk from a claims perspective. Drivers with poor credit should expect to pay more for car insurance than their counterpart that has good credit. Insurance companies look at five factors when it comes to evaluating credit and determining whether or not it will affect auto insurance premiums positively or negatively. Payment History Affects Car Insurance Costs When determining an insurance score, companies look to see if the ...